An IBAN that travels with you.
Verify your identity once and get your own EUR IBAN. Receive payments from clients and employers, pay rent, send money to any account in the SEPA zone. Fund it from crypto or by bank transfer. No residency permit needed to apply.
Real account details.
A EUR IBAN in your name, provided by our regulated account partner. Give it to your employer, your clients or a marketplace. Incoming SEPA and SEPA Instant transfers are free on every plan.
- EUR IBAN
- SEPA Instant
- Salary ready
Pay rent, bills and people.
Send to any IBAN in the SEPA zone. Set up standing orders for rent and subscriptions. SEPA transfers are free on every plan. SEPA Instant costs 0.50 EUR on Free and is free on Plus and Premium.
- Standing orders
- Instant transfers
- Free SEPA
Crypto in, euros out.
Deposit USDT, USDC, ETH, BTC or any supported asset from 10+ chains. It converts to EUR at a published rate and lands in your account in minutes. Prefer a bank transfer? Send euros to your IBAN from any bank.
- 10+ chains
- Published rate
- Minutes
One balance, card and account.
Link your Fundly card to your IBAN account so the account is the funding source. Spend what you receive without moving money around. Statements and CSV exports are included for your accountant.
- Card linking
- Statements
- CSV export
Four minutes to an IBAN
Identity verification is required by our account partner. Most people finish it in one go.
- 01
Scan your ID document
Passport, national ID card or residence permit. We accept documents from most countries. The docs list them.
- 02
Take a quick selfie
A short liveness check to confirm the document is yours. It takes a few seconds.
- 03
Confirm your address
Some countries require proof of address. A utility bill, bank statement or government letter from the last three months works.
- 04
Get your IBAN
Once approved, your EUR IBAN appears in your dashboard. Most reviews finish within minutes. Some take up to two working days.
Personal account€3,180.55IBANLT12 3456 7890 1234 5678VerifiedSEPA instant enabled
Account fees
No opening fee, no inactivity fee. Here is everything the account can cost you.
| Fee | Free | Plus | Premium |
|---|---|---|---|
Monthly plan fee | 0 EUR | 7.99 EUR | 19.99 EUR |
Incoming SEPA and SEPA Instant | Free | Free | Free |
Outgoing SEPA | Free | Free | Free |
Outgoing SEPA Instant | 0.50 EUR | Free | Free |
Crypto deposit to account | 1% (min 1 EUR) | 0.5% | 0% |
Standing orders | Free | Free | Free |
Statements and exports | Free | Free | Free |
All fees in EUR. Account services are provided by [EMI PARTNER NAME], authorised by [REGULATOR]. Funds are safeguarded in accordance with [APPLICABLE REGULATION]. See the full fee schedule.