Fees you can see.
Start free. Upgrade when it pays for itself. The rate and the fee are shown before every deposit and every card payment. No hidden spread.
All you need to spend with total confidence.
Start free. Upgrade when it pays for itself.
Free
A virtual card and crypto deposits. Everything you need to start spending.
- Virtual card
- Deposits on 10+ chains
- 1% deposit fee
- Standard limits
Plus
For people who use Fundly every day and want better rates and a physical card.
- Everything in Free
- Physical card
- 0.5% deposit fee
- Higher limits
- 1% cashback
- Priority support
Premium
IBAN account, the lowest rates and the highest limits we offer.
- Everything in Plus
- IBAN account
- 0% deposit fee
- 2% cashback
- Metal card
- Dedicated support
Full fee schedule
Everything we charge, on one page. If it is not here, we do not charge it.
| Fee | Free | Plus | Premium |
|---|---|---|---|
Monthly fee | 0 EUR | 7.99 EUR | 19.99 EUR |
Crypto deposit fee On the converted amount | 1% (min 1 EUR) | 0.5% | 0% |
Conversion spread | 0% | 0% | 0% |
Card spend in account currency | 0% | 0% | 0% |
FX on card spend Other currencies | 1.5% | 0.5% | 0% |
ATM withdrawals Operator fees may apply | 2% after 200 EUR/mo | 0% up to 400 EUR/mo | 0% up to 1,000 EUR/mo |
Virtual cards | 1 | 3 | 10 |
Physical card | 9.90 EUR | Free | Free metal card |
Card replacement | 9.90 EUR | 9.90 EUR | Free |
Incoming SEPA and SEPA Instant | Free | Free | Free |
Outgoing SEPA | Free | Free | Free |
Outgoing SEPA Instant | 0.50 EUR | Free | Free |
Inactivity fee | None | None | None |
Cashback on card spend Capped launch offer | 0.5% first 90 days | 1% in USDC | 1.5% in USDC |
Support | Standard | Priority | Priority + phone |
All fees shown in EUR. Limits depend on your verification tier and are set by our issuing partner. Cashback is a launch offer with a monthly cap and may change. See the full fee schedule at /legal/fees.
Which plan is for you?
Free covers most people who spend now and then. Plus pays for itself at about 400 EUR of monthly spend abroad. Premium is for people who live on Fundly.
Plan fees are billed monthly and can be cancelled any time. Your card and account stay open on Free.